Pay Monthly

Take easy, baby steps by choosing a fixed plan amount to keep aside with Ratnalaya Jewellers every month.

Our Contribution

A fixed installment for 10 months will get you a special discount of 70% of first installment paid.

Purchase

You can redeem by purchasing jewellery of your choice, either at our stores or online

Our Plans

₹3000

Per Month

GOLDEN TREE RS 3000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 3000

Total Amount You Pay : ₹ 30000

Jeweller Contribution : ₹ 2100

You get Jewellery worth : ₹ 32100


₹1000

Per Month

GOLDEN TREE RS 1000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 1000

Total Amount You Pay : ₹ 10000

Jeweller Contribution : ₹ 700

You get Jewellery worth : ₹ 10700


₹2000

Per Month

GOLDEN TREE RS 2000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 2000

Total Amount You Pay : ₹ 20000

Jeweller Contribution : ₹ 1400

You get Jewellery worth : ₹ 21400


₹4000

Per Month

GOLDEN TREE RS 4000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 4000

Total Amount You Pay : ₹ 40000

Jeweller Contribution : ₹ 2800

You get Jewellery worth : ₹ 42800


₹5000

Per Month

GOLDEN TREE RS 5000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 5000

Total Amount You Pay : ₹ 50000

Jeweller Contribution : ₹ 3500

You get Jewellery worth : ₹ 53500


₹6000

Per Month

GOLDEN TREE RS 6000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 6000

Total Amount You Pay : ₹ 60000

Jeweller Contribution : ₹ 4200

You get Jewellery worth : ₹ 64200


₹7000

Per Month

GOLDEN TREE RS 7000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 7000

Total Amount You Pay : ₹ 70000

Jeweller Contribution : ₹ 4900

You get Jewellery worth : ₹ 74900


₹8000

Per Month

GOLDEN TREE RS 8000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 8000

Total Amount You Pay : ₹ 80000

Jeweller Contribution : ₹ 5600

You get Jewellery worth : ₹ 85600


₹9000

Per Month

GOLDEN TREE RS 9000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 9000

Total Amount You Pay : ₹ 90000

Jeweller Contribution : ₹ 6300

You get Jewellery worth : ₹ 96300


₹10000

Per Month

GOLDEN TREE RS 10000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 10000

Total Amount You Pay : ₹ 100000

Jeweller Contribution : ₹ 7000

You get Jewellery worth : ₹ 107000


₹11000

Per Month

GOLDEN TREE RS 11000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 11000

Total Amount You Pay : ₹ 110000

Jeweller Contribution : ₹ 7700

You get Jewellery worth : ₹ 117700


₹12000

Per Month

GOLDEN TREE RS 12000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 12000

Total Amount You Pay : ₹ 120000

Jeweller Contribution : ₹ 8400

You get Jewellery worth : ₹ 128400


₹15000

Per Month

GOLDEN TREE RS 15000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 15000

Total Amount You Pay : ₹ 150000

Jeweller Contribution : ₹ 10500

You get Jewellery worth : ₹ 160500


₹2500

Per Month

GOLDEN TREE RS 2500

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 2500

Total Amount You Pay : ₹ 25000

Jeweller Contribution : ₹ 1750

You get Jewellery worth : ₹ 26750


₹1500

Per Month

GOLDEN TREE RS 1500

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 1500

Total Amount You Pay : ₹ 15000

Jeweller Contribution : ₹ 1050

You get Jewellery worth : ₹ 16050


₹40000

Per Month

GOLDEN TREE RS 40000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 40000

Total Amount You Pay : ₹ 400000

Jeweller Contribution : ₹ 28000

You get Jewellery worth : ₹ 428000


₹30000

Per Month

GOLDEN TREE RS 30000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 30000

Total Amount You Pay : ₹ 300000

Jeweller Contribution : ₹ 21000

You get Jewellery worth : ₹ 321000


₹25000

Per Month

GOLDEN TREE RS 25000

Plan Type:

amount

Plan Duration:

10 Months

You Pay Per Month : ₹ 25000

Total Amount You Pay : ₹ 250000

Jeweller Contribution : ₹ 17500

You get Jewellery worth : ₹ 267500


Frequently Asked questions

To start your GTS you need to set aside at least Rs.2000 every month. There is no maximum limit. In case if the overall scheme value exceeds 2 Lakhs, monthly instal- ment payment will be made by card / Neft / cheque (with subject to change as per government norms )

You can purchase any Diamond Jewellery/Gem- stone/Platinum/Plain Gold Jewellery. But you can’t pur- chase Gold coins, Loose Diamonds,Gift cards using GTS balance.

You are required to provide a copy of his/her photo ID Proof like Adhar Card/ Ration Card/ Passport/ Driving li- cense/ Pan card/ Voter ID at the time of enrolment into GTS account.

No. Anybody above 18 years of age is eligible for enrollment. GTS account cannot be opened in the name of a HUF account or company name.

Yes, you can withdraw your contribution at any time. But if you withdraw your contribution you will only get back your principal amount and there will be no contribution from Ratnalaya Jewellers.

No, you will not be able to change the monthly amount in between the instalments.

No. You can’t purchase Gold coins using GTS Balance. However, for example, if you open an account of Rs 10,000. You will have Rs 1,07,000 for redemption. In this 1,07,000 – you can buy as many products as you want. It can be – 1 Gold chain, 1 Platinum ring and 1 Diamond Ear- ring. No limit on the no of products.

In case of a 15 day return, the customer won’t get the Ratnalaya contribution amount.

In case of 15 day exchange, the customer will be able to use Ratnalaya contribution used in the previous order. This balance will remain in your account till the end of 12th month. If no purchase is made with GTS balance, we will refund your contribution to your bank account ( You won’t get Ratnalaya contribution of 70% )